The current challenge at Jingle Belles is to include some type of "creature" on your Christmas card. I used these cute little penguins from Mama Elephant's "Polar Pals" set.
The background die is from Simon Says Stamp, and sentiment and tree are from Hero Arts. I used some curved stitch dies from Paper Smooches to make the snowy hills, and then added some stickles and some touches of clear Wink of Stella glitter pen on the stamped images.
I'm also entering this in the Christmas Cards All Year Round Challenge, which is to create a card with no patterned paper.